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EMI Calculator – Plan Your Loan Repayments Instantly
Benefits
Simplified Loan Planning
Eliminate guesswork by calculating accurate EMIs tailored to your loan details.
Informed Decision-Making
Understand the financial implications of different loan options, including interest rates, prepayment benefits, and repayment tenures.
Comprehensive Insights
Break down loan repayments into manageable details with the amortization schedule and visual aids.
Planning a loan can feel overwhelming, but understanding your Equated Monthly Installments (EMIs) doesn’t have to be. Our EMI Calculator is a powerful and easy-to-use tool that helps you compute monthly repayments for various loan types, including home loans, personal loans, car loans, and more. By providing a detailed breakdown of your loan repayments, interest, and total payment, this calculator simplifies your financial planning, ensuring you make informed decisions tailored to your needs. Whether you’re preparing for a home purchase, education, or business expansion, our EMI Calculator is your reliable partner in loan management.
Section 80C Deductions (Max ₹1.5 Lakh):
Section 80D Deductions (Health Insurance):
Other Deductions:
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Taxable Income:
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Income Tax:
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Total Deductions:
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In-Hand Salary:
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EMI Amount:
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Total Interest Payable:
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Total Payment (Principal + Interest):
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Month | EMI | Interest | Principal | Balance |
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Please enter valid positive numbers for weight and height.
Please enter a valid amount in USD and select at least one currency.
Currency | Converted Amount | Fee in % | Fees in Amount (USD) | Total Deduction | Total Earnings |
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Disclaimer: The exchange rates used in this tool are fetched from a third-party API and are updated regularly. However, actual exchange rates may vary due to market fluctuations, bank fees, and provider commissions. Always verify rates with your chosen financial institution before making transactions.
Support This Free Tool: This currency converter is completely free, and we’ve included the most commonly used currencies based on user demand. However, to expand and enhance this tool with advanced features, we need your support.
We rely on ExchangeRateAPI, which costs USD 300 annually. With additional funding, we can include more currencies, historical rates, and premium real-time updates. Any contribution would help us maintain and improve this tool for everyone.
If you find this tool helpful, please consider supporting us!
Last Updated:
Exchange rates are provided by ExchangeRate-API and are updated once every 24 hours as per our free-tier plan. While we strive to provide accurate and timely conversions, exchange rates may fluctuate throughout the day. If you find this tool helpful, consider supporting us to enhance its features and enable real-time updates for a more dynamic and precise currency conversion experience.
You need to submit any one information unless both are applicable.
Key Features
Comprehensive Loan Support
Calculate EMIs for a variety of loan types, including:Home Loans
Personal Loans
Education Loans (with moratorium period)
Car Loans (including down payments and balloon payments)
Business Loans
Two-Wheeler Loans
Gold Loans
Consumer Durable Loans
Overdraft Loans (interest-only calculation)
Dynamic Input Fields
Customize inputs based on loan requirements:Loan Amount, Interest Rate, and Tenure.
Optional fields for down payments, balloon payments, moratorium periods, and processing fees.
Prepayment inputs allow users to calculate the impact of early repayments.
Instant Results
Monthly EMI: Know your fixed monthly obligation.
Total Interest: Understand the cumulative cost of borrowing.
Total Payment: Get a clear view of the total repayment amount.
Amortization Schedule
Detailed breakdown of monthly payments showing:EMI Amount
Principal Component
Interest Component
Remaining Loan Balance
Helps visualize the repayment journey over the loan tenure.
Advanced Features
Prepayment Adjustments: Calculate savings and reduced loan tenure with partial or full prepayments.
Balloon Payments: Understand the impact of lump sum payments at the end of the loan term.
Moratorium Adjustments: Adjust calculations for loans with grace periods, such as education loans.
User-Friendly Design
Clear error messages for invalid or missing inputs.
Indian numbering format for easy readability (e.g., ₹1,00,000).
Reset button for starting fresh calculations.

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EMI Calculator – Plan Your Loan Repayments Instantly
Use our EMI Calculator to calculate your monthly loan payments with ease. Get instant results for home loans, car loans, personal loans, and more. Includes detailed amortization schedules, prepayment options, and visual insights for better financial planning.